201Residential Loan Application

This X12 Transaction Set contains the format and establishes the data contents of the Residential Loan Application Transaction Set (201) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used to transfer the data contained in the Uniform Residential Loan Application between mortgage lenders, mortgage service vendors, insurance companies, credit reporting agencies and secondary market organizations. It can also be used, in conjunction with other transaction sets, to provide information needed to obtain an automated underwriting decision from a residential real estate automated underwriting system.

  • ST
    Transaction Set Header
    M必须(Mandatory)
    Repeat 1

    To indicate the start of a transaction set and to assign a control number

  • BGN
    Beginning Segment
    M必须(Mandatory)
    Repeat 1

    To indicate the beginning of a transaction set

  • N1Loop1Party Identification LOOPM必须(Mandatory)Repeat 5
    N1N2N3N4REFPER
    • N1
      Party Identification
      M必须(Mandatory)
      Repeat 1

      To identify a party by type of organization, name, and code

    • N2
      Additional Name Information
      O可选(Optional)
      Repeat 2

      To specify additional names

    • N3
      Party Location
      O可选(Optional)
      Repeat 2

      To specify the location of the named party

    • N4
      Geographic Location
      O可选(Optional)
      Repeat 1

      To specify the geographic place of the named party

    • REF
      Reference Information
      O可选(Optional)
      Repeat 1

      To specify identifying information

    • PER
      Administrative Communications Contact
      O可选(Optional)
      Repeat 5

      To identify a person or office to whom administrative communications should be directed

  • LRQLoop1Mortgage Characteristics Requested LOOPM必须(Mandatory)Repeat > 1
    LRQREFYNQN1N2IIIDTPRESMCDSOMNTELINBEPNX1Loop1PEXLoop1AMTLoop1IN1Loop1
    • LRQ
      Mortgage Characteristics Requested
      M必须(Mandatory)
      Repeat 1

      To describe the characteristics of a mortgage requested by the applicant(s)

    • REF
      Reference Information
      M必须(Mandatory)
      Repeat > 1

      To specify identifying information

    • YNQ
      Yes/No Question
      M必须(Mandatory)
      Repeat > 1

      To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

    • N1
      Party Identification
      M必须(Mandatory)
      Repeat 1

      To identify a party by type of organization, name, and code

    • N2
      Additional Name Information
      O可选(Optional)
      Repeat 2

      To specify additional names

    • III
      Information
      O可选(Optional)
      Repeat > 1

      To report information

    • DTP
      Date or Time or Period
      O可选(Optional)
      Repeat 1

      To specify any or all of a date, a time, or a time period

    • RES
      Real Estate Sales Price Change
      O可选(Optional)
      Repeat > 1

      To provide the type, source, and amount of real estate sales price changes

    • MCD
      Mortgage Closing Data
      O可选(Optional)
      Repeat 1

      To provide details about loan settlement

    • SOM
      Status of Mortgage
      O可选(Optional)
      Repeat 1

      To provide information on the status of a mortgage and the date actions were taken regarding the loan and the property

    • NTE
      Note/Special Instruction
      O可选(Optional)
      Repeat > 1

      To transmit information in a free-form format, if necessary, for comment or special instruction

    • LIN
      Item Identification
      O可选(Optional)
      Repeat > 1

      To specify basic item identification data

    • BEP
      Borrower Education Program
      O可选(Optional)
      Repeat 1

      To identify the type and location of borrower education provided

    • NX1Loop1Property or Entity Identification LOOPO可选(Optional)Repeat 10
      NX1NX2REAPDSPDEQTYYNQ
      • NX1
        Property or Entity Identification
        M必须(Mandatory)
        Repeat 1

        To define the attributes of a property or an entity

      • NX2
        Location ID Component
        M必须(Mandatory)
        Repeat 30

        To define types and values of a geographic location

      • REA
        Real Estate Property Information
        O可选(Optional)
        Repeat 1

        To provide a description of real estate or general property information

      • PDS
        Property Description/Legal Description
        O可选(Optional)
        Repeat 10

        To provide specifics on property or legal description; this segment provides for a simple legal description such as lot, block and subdivision

      • PDE
        Property Metes and Bounds Description
        O可选(Optional)
        Repeat 50

        To describe real estate property by boundary lines with their terminal points and angles; this segment defines legal boundaries of real estate property

      • QTY
        Quantity Information
        O可选(Optional)
        Repeat > 1

        To specify quantity information

      • YNQ
        Yes/No Question
        O可选(Optional)
        Repeat > 1

        To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

    • PEXLoop1Property or Housing Expense LOOPM必须(Mandatory)Repeat 20
      PEXMSG
      • PEX
        Property or Housing Expense
        M必须(Mandatory)
        Repeat 1

        To provide housing expense information

      • MSG
        Message Text
        O可选(Optional)
        Repeat 1

        To provide a free-form format that allows the transmission of text information

    • AMTLoop1Monetary Amount Information LOOPO可选(Optional)Repeat > 1
      AMTMSGPCT
      • AMT
        Monetary Amount Information
        M必须(Mandatory)
        Repeat 1

        To indicate the total monetary amount

      • MSG
        Message Text
        O可选(Optional)
        Repeat 1

        To provide a free-form format that allows the transmission of text information

      • PCT
        Percent Amounts
        O可选(Optional)
        Repeat > 1

        To qualify percent amounts and supply percent amounts

    • IN1Loop1Individual Identification LOOPM必须(Mandatory)Repeat 15
      IN1IN2YNQDTPREFAMTDMGN10MSGPERQTYFTHPPYAINLoop1PEXLoop2NX1Loop2N1Loop2REALoop1NM1Loop1CDALoop1FAALoop1LSLoop1LXLoop1
      • IN1
        Individual Identification
        M必须(Mandatory)
        Repeat 1

        To provide identification of an individual or entity

      • IN2
        Individual Name Structure Components
        M必须(Mandatory)
        Repeat 10

        To sequence individual name components for maximum specificity

      • YNQ
        Yes/No Question
        M必须(Mandatory)
        Repeat 19

        To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

      • DTP
        Date or Time or Period
        O可选(Optional)
        Repeat 3

        To specify any or all of a date, a time, or a time period

      • REF
        Reference Information
        O可选(Optional)
        Repeat > 1

        To specify identifying information

      • AMT
        Monetary Amount Information
        O可选(Optional)
        Repeat > 1

        To indicate the total monetary amount

      • DMG
        Demographic Information
        O可选(Optional)
        Repeat 1

        To supply demographic information

      • N10
        Quantity and Description
        O可选(Optional)
        Repeat 1

        To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value

      • MSG
        Message Text
        O可选(Optional)
        Repeat 1

        To provide a free-form format that allows the transmission of text information

      • PER
        Administrative Communications Contact
        O可选(Optional)
        Repeat 1

        To identify a person or office to whom administrative communications should be directed

      • QTY
        Quantity Information
        O可选(Optional)
        Repeat > 1

        To specify quantity information

      • FTH
        First Time Home Buyer
        O可选(Optional)
        Repeat 1

        To capture the first time home buyer information found in section of the Loan Application

      • PPY
        Personal Property Description
        O可选(Optional)
        Repeat 20

        To provide details of personal property

      • AINLoop1Income LOOPO可选(Optional)Repeat > 1
        AINYNQ
        • AIN
          Income
          M必须(Mandatory)
          Repeat 1

          To provide type and amount of income obtained

        • YNQ
          Yes/No Question
          O可选(Optional)
          Repeat > 1

          To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

      • PEXLoop2Property or Housing Expense LOOPO可选(Optional)Repeat 20
        PEXMSG
        • PEX
          Property or Housing Expense
          M必须(Mandatory)
          Repeat 1

          To provide housing expense information

        • MSG
          Message Text
          O可选(Optional)
          Repeat 1

          To provide a free-form format that allows the transmission of text information

      • NX1Loop2Property or Entity Identification LOOPO可选(Optional)Repeat 10
        NX1NX2N10ARS
        • NX1
          Property or Entity Identification
          M必须(Mandatory)
          Repeat 1

          To define the attributes of a property or an entity

        • NX2
          Location ID Component
          M必须(Mandatory)
          Repeat 30

          To define types and values of a geographic location

        • N10
          Quantity and Description
          O可选(Optional)
          Repeat 1

          To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value

        • ARS
          Applicant Residence Specifics
          O可选(Optional)
          Repeat 1

          To provide type of residency

      • N1Loop2Party Identification LOOPO可选(Optional)Repeat 20
        N1N2N3N4PERYNQEMSQTYAMT
        • N1
          Party Identification
          M必须(Mandatory)
          Repeat 1

          To identify a party by type of organization, name, and code

        • N2
          Additional Name Information
          O可选(Optional)
          Repeat 2

          To specify additional names

        • N3
          Party Location
          O可选(Optional)
          Repeat 2

          To specify the location of the named party

        • N4
          Geographic Location
          O可选(Optional)
          Repeat 1

          To specify the geographic place of the named party

        • PER
          Administrative Communications Contact
          O可选(Optional)
          Repeat 1

          To identify a person or office to whom administrative communications should be directed

        • YNQ
          Yes/No Question
          O可选(Optional)
          Repeat 1

          To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

        • EMS
          Employment Position
          O可选(Optional)
          Repeat 1

          To describe employment position

        • QTY
          Quantity Information
          O可选(Optional)
          Repeat > 1

          To specify quantity information

        • AMT
          Monetary Amount Information
          O可选(Optional)
          Repeat 1

          To indicate the total monetary amount

      • REALoop1Real Estate Property Information LOOPO可选(Optional)Repeat 20
        REAAMTNX1NX2
        • REA
          Real Estate Property Information
          M必须(Mandatory)
          Repeat 1

          To provide a description of real estate or general property information

        • AMT
          Monetary Amount Information
          M必须(Mandatory)
          Repeat 6

          To indicate the total monetary amount

        • NX1
          Property or Entity Identification
          M必须(Mandatory)
          Repeat 1

          To define the attributes of a property or an entity

        • NX2
          Location ID Component
          M必须(Mandatory)
          Repeat 30

          To define types and values of a geographic location

      • NM1Loop1Individual or Organizational Name LOOPO可选(Optional)Repeat 20
        NM1ACT
        • NM1
          Individual or Organizational Name
          M必须(Mandatory)
          Repeat 1

          To supply the full name of an individual or organizational entity

        • ACT
          Account Identification
          O可选(Optional)
          Repeat 10

          To specify account information

      • CDALoop1Consumer Credit Account LOOPO可选(Optional)Repeat 100
        CDAYNQN1N2N3N4PERCRC
        • CDA
          Consumer Credit Account
          M必须(Mandatory)
          Repeat 1

          To provide duration, amount and associated information on consumer credit accounts

        • YNQ
          Yes/No Question
          O可选(Optional)
          Repeat > 1

          To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

        • N1
          Party Identification
          O可选(Optional)
          Repeat 1

          To identify a party by type of organization, name, and code

        • N2
          Additional Name Information
          O可选(Optional)
          Repeat 2

          To specify additional names

        • N3
          Party Location
          O可选(Optional)
          Repeat 2

          To specify the location of the named party

        • N4
          Geographic Location
          O可选(Optional)
          Repeat 1

          To specify the geographic place of the named party

        • PER
          Administrative Communications Contact
          O可选(Optional)
          Repeat 1

          To identify a person or office to whom administrative communications should be directed

        • CRC
          Conditions Indicator
          O可选(Optional)
          Repeat > 1

          To supply information on conditions

      • FAALoop1Financial Asset Account LOOPO可选(Optional)Repeat 100
        FAAN1N2N3N4PERMSG
        • FAA
          Financial Asset Account
          M必须(Mandatory)
          Repeat 1

          To provide duration, amount and associated information on financial assets

        • N1
          Party Identification
          O可选(Optional)
          Repeat 1

          To identify a party by type of organization, name, and code

        • N2
          Additional Name Information
          O可选(Optional)
          Repeat 2

          To specify additional names

        • N3
          Party Location
          O可选(Optional)
          Repeat 2

          To specify the location of the named party

        • N4
          Geographic Location
          O可选(Optional)
          Repeat 1

          To specify the geographic place of the named party

        • PER
          Administrative Communications Contact
          O可选(Optional)
          Repeat 1

          To identify a person or office to whom administrative communications should be directed

        • MSG
          Message Text
          O可选(Optional)
          Repeat 1

          To provide a free-form format that allows the transmission of text information

      • LSLoop1Loop Header LOOPO可选(Optional)Repeat 1
        LSAMTLoop2LE
        • LS
          Loop Header
          M必须(Mandatory)
          Repeat 1

          To indicate that the next segment begins a loop

        • AMTLoop2Monetary Amount Information LOOPO可选(Optional)Repeat 10
          AMTMSGQTYYNQ
          • AMT
            Monetary Amount Information
            M必须(Mandatory)
            Repeat 1

            To indicate the total monetary amount

          • MSG
            Message Text
            O可选(Optional)
            Repeat 1

            To provide a free-form format that allows the transmission of text information

          • QTY
            Quantity Information
            O可选(Optional)
            Repeat 1

            To specify quantity information

          • YNQ
            Yes/No Question
            O可选(Optional)
            Repeat 1

            To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

        • LE
          Loop Trailer
          M必须(Mandatory)
          Repeat 1

          To indicate that the loop immediately preceding this segment is complete

      • LXLoop1Transaction Set Line Number LOOPM必须(Mandatory)Repeat > 1
        LXN1N2N3N4PERDTP
        • LX
          Transaction Set Line Number
          M必须(Mandatory)
          Repeat 1

          To reference a line number in a transaction set

        • N1
          Party Identification
          O可选(Optional)
          Repeat 1

          To identify a party by type of organization, name, and code

        • N2
          Additional Name Information
          O可选(Optional)
          Repeat 2

          To specify additional names

        • N3
          Party Location
          O可选(Optional)
          Repeat 2

          To specify the location of the named party

        • N4
          Geographic Location
          O可选(Optional)
          Repeat 1

          To specify the geographic place of the named party

        • PER
          Administrative Communications Contact
          O可选(Optional)
          Repeat > 1

          To identify a person or office to whom administrative communications should be directed

        • DTP
          Date or Time or Period
          O可选(Optional)
          Repeat 1

          To specify any or all of a date, a time, or a time period

  • SE
    Transaction Set Trailer
    M必须(Mandatory)
    Repeat 1

    To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)

Segment
X12 EDI Release 00701
To indicate the start of a transaction set and to assign a control number
Elements
  • ST01143Transaction Set Identifier Code
    ID
    M必须(Mandatory)
    Min 3 / Max 3

    Code identifying a Transaction Set

    Codes (320)
  • ST02329Transaction Set Control Number
    AN
    M必须(Mandatory)
    Min 4 / Max 9

    Identifying control number that must be unique within the transaction set functional group assigned by the originator for a transaction set

  • ST031705Implementation Convention Preference
    AN
    O可选(Optional)
    Min 1 / Max 9

    Reference assigned to identify Implementation Convention