FINPAYMultiple interbank funds transfer

A Multiple Interbank Funds Transfer message is sent between financial institutions to request the transfer of funds in settlement of the referenced business transaction(s).

The FINPAY message may be exchanged directly between financial institutions or through a clearing system.

Depending on the account relationship between the financial institutions, the FINPAY may be used as a payment order and/or as a credit advice.

The FINPAY may also be used for collections, documentary credits, direct debits and other financial institution related transfers.

  • UNH
    M必须(Mandatory)
    Repeat 1

    To head, identify and specify a message.

  • BGM
    BEGINNING OF MESSAGE
    M必须(Mandatory)
    Repeat 1

    To indicate the type and function of a message and to transmit the identifying number.

  • DTM
    DATE/TIME/PERIOD
    M必须(Mandatory)
    Repeat 1

    To specify date, and/or time, or period.

  • BUS
    BUSINESS FUNCTION
    O可选(Optional)
    Repeat 1

    To provide information related to the processing and purpose of a financial message.

  • RFFLoop1REFERENCE LOOPO可选(Optional)Repeat 1
    RFFDTM
    • RFF
      REFERENCE
      M必须(Mandatory)
      Repeat 1

      To specify a reference.

    • DTM
      DATE/TIME/PERIOD
      O可选(Optional)
      Repeat 1

      To specify date, and/or time, or period.

  • FIILoop1FINANCIAL INSTITUTION INFORMATION LOOPO可选(Optional)Repeat 5
    FIICTACOM
    • FII
      FINANCIAL INSTITUTION INFORMATION
      M必须(Mandatory)
      Repeat 1

      To identify an account and a related financial institution.

    • CTA
      CONTACT INFORMATION
      O可选(Optional)
      Repeat 1

      To identify a person or a department to whom communication should be directed.

    • COM
      COMMUNICATION CONTACT
      O可选(Optional)
      Repeat 5

      To identify a communication number of a department or a person to whom communication should be directed.

  • LINLoop1LINE ITEM LOOPM必须(Mandatory)Repeat 9
    LINBUSDTMFIILoop2RFFLoop2MOALoop1FCALoop1INPLoop1GISLoop1SEQLoop1
    • LIN
      LINE ITEM
      M必须(Mandatory)
      Repeat 1

      To identify a line item and configuration.

    • BUS
      BUSINESS FUNCTION
      O可选(Optional)
      Repeat 1

      To provide information related to the processing and purpose of a financial message.

    • DTM
      DATE/TIME/PERIOD
      O可选(Optional)
      Repeat 3

      To specify date, and/or time, or period.

    • FIILoop2FINANCIAL INSTITUTION INFORMATION LOOPM必须(Mandatory)Repeat 5
      FIICTACOM
      • FII
        FINANCIAL INSTITUTION INFORMATION
        M必须(Mandatory)
        Repeat 1

        To identify an account and a related financial institution.

      • CTA
        CONTACT INFORMATION
        O可选(Optional)
        Repeat 1

        To identify a person or a department to whom communication should be directed.

      • COM
        COMMUNICATION CONTACT
        O可选(Optional)
        Repeat 5

        To identify a communication number of a department or a person to whom communication should be directed.

    • RFFLoop2REFERENCE LOOPO可选(Optional)Repeat 5
      RFFDTM
      • RFF
        REFERENCE
        M必须(Mandatory)
        Repeat 1

        To specify a reference.

      • DTM
        DATE/TIME/PERIOD
        O可选(Optional)
        Repeat 1

        To specify date, and/or time, or period.

    • MOALoop1MONETARY AMOUNT LOOPM必须(Mandatory)Repeat 4
      MOACUXDTMRFF
      • MOA
        MONETARY AMOUNT
        M必须(Mandatory)
        Repeat 1

        To specify a monetary amount.

      • CUX
        CURRENCIES
        O可选(Optional)
        Repeat 1

        To specify currencies used in the transaction and relevant details for the rate of exchange.

      • DTM
        DATE/TIME/PERIOD
        O可选(Optional)
        Repeat 2

        To specify date, and/or time, or period.

      • RFF
        REFERENCE
        O可选(Optional)
        Repeat 1

        To specify a reference.

    • FCALoop1FINANCIAL CHARGES ALLOCATION LOOPO可选(Optional)Repeat 5
      FCAMOAALCLoop1
      • FCA
        FINANCIAL CHARGES ALLOCATION
        M必须(Mandatory)
        Repeat 1

        Description of allocation of charges.

      • MOA
        MONETARY AMOUNT
        O可选(Optional)
        Repeat 2

        To specify a monetary amount.

      • ALCLoop1ALLOWANCE OR CHARGE LOOPO可选(Optional)Repeat 6
        ALCPCDMOACUXDTMTAXLoop1
        • ALC
          ALLOWANCE OR CHARGE
          M必须(Mandatory)
          Repeat 1

          To identify allowance or charge details.

        • PCD
          PERCENTAGE DETAILS
          O可选(Optional)
          Repeat 1

          To specify percentage information.

        • MOA
          MONETARY AMOUNT
          O可选(Optional)
          Repeat 2

          To specify a monetary amount.

        • CUX
          CURRENCIES
          O可选(Optional)
          Repeat 1

          To specify currencies used in the transaction and relevant details for the rate of exchange.

        • DTM
          DATE/TIME/PERIOD
          O可选(Optional)
          Repeat 1

          To specify date, and/or time, or period.

        • TAXLoop1DUTY/TAX/FEE DETAILS LOOPO可选(Optional)Repeat 6
          TAXMOACUXDTM
          • TAX
            DUTY/TAX/FEE DETAILS
            M必须(Mandatory)
            Repeat 1

            To specify relevant duty/tax/fee information.

          • MOA
            MONETARY AMOUNT
            O可选(Optional)
            Repeat 2

            To specify a monetary amount.

          • CUX
            CURRENCIES
            O可选(Optional)
            Repeat 1

            To specify currencies used in the transaction and relevant details for the rate of exchange.

          • DTM
            DATE/TIME/PERIOD
            O可选(Optional)
            Repeat 1

            To specify date, and/or time, or period.

    • INPLoop1PARTIES AND INSTRUCTION LOOPO可选(Optional)Repeat 3
      INPFTXDTM
      • INP
        PARTIES AND INSTRUCTION
        M必须(Mandatory)
        Repeat 1

        To specify parties to an instruction, the instruction, or both.

      • FTX
        FREE TEXT
        O可选(Optional)
        Repeat 1

        To provide free form or coded text information.

      • DTM
        DATE/TIME/PERIOD
        O可选(Optional)
        Repeat 2

        To specify date, and/or time, or period.

    • GISLoop1GENERAL INDICATOR LOOPO可选(Optional)Repeat 10
      GISMOALOCNADRCSFTX
      • GIS
        GENERAL INDICATOR
        M必须(Mandatory)
        Repeat 1

        To transmit a processing indicator.

      • MOA
        MONETARY AMOUNT
        O可选(Optional)
        Repeat 1

        To specify a monetary amount.

      • LOC
        PLACE/LOCATION IDENTIFICATION
        O可选(Optional)
        Repeat 2

        To identify a place or a location and/or related locations.

      • NAD
        NAME AND ADDRESS
        O可选(Optional)
        Repeat 1

        To specify the name/address and their related function, either by CO82 only and/or unstructured by CO58 or structured by CO80 thru 3207.

      • RCS
        REQUIREMENTS AND CONDITIONS
        O可选(Optional)
        Repeat 1

        To specify sector/subject requirements and conditions.

      • FTX
        FREE TEXT
        O可选(Optional)
        Repeat 10

        To provide free form or coded text information.

    • SEQLoop1SEQUENCE DETAILS LOOPM必须(Mandatory)Repeat 9999
      SEQBUSDTMFIILoop3RFFLoop3PAILoop1MOALoop2NADLoop1GISLoop2INPLoop2FCALoop2PRCLoop1
      • SEQ
        SEQUENCE DETAILS
        M必须(Mandatory)
        Repeat 1

        To provide specific details related to the delivery sequence.

      • BUS
        BUSINESS FUNCTION
        O可选(Optional)
        Repeat 1

        To provide information related to the processing and purpose of a financial message.

      • DTM
        DATE/TIME/PERIOD
        O可选(Optional)
        Repeat 6

        To specify date, and/or time, or period.

      • FIILoop3FINANCIAL INSTITUTION INFORMATION LOOPM必须(Mandatory)Repeat 4
        FIICTACOM
        • FII
          FINANCIAL INSTITUTION INFORMATION
          M必须(Mandatory)
          Repeat 1

          To identify an account and a related financial institution.

        • CTA
          CONTACT INFORMATION
          O可选(Optional)
          Repeat 1

          To identify a person or a department to whom communication should be directed.

        • COM
          COMMUNICATION CONTACT
          O可选(Optional)
          Repeat 5

          To identify a communication number of a department or a person to whom communication should be directed.

      • RFFLoop3REFERENCE LOOPO可选(Optional)Repeat 6
        RFFDTM
        • RFF
          REFERENCE
          M必须(Mandatory)
          Repeat 1

          To specify a reference.

        • DTM
          DATE/TIME/PERIOD
          O可选(Optional)
          Repeat 1

          To specify date, and/or time, or period.

      • PAILoop1PAYMENT INSTRUCTIONS LOOPO可选(Optional)Repeat 1
        PAIFTX
        • PAI
          PAYMENT INSTRUCTIONS
          M必须(Mandatory)
          Repeat 1

          To specify the instructions for payment.

        • FTX
          FREE TEXT
          O可选(Optional)
          Repeat 1

          To provide free form or coded text information.

      • MOALoop2MONETARY AMOUNT LOOPM必须(Mandatory)Repeat 4
        MOACUXDTMRFF
        • MOA
          MONETARY AMOUNT
          M必须(Mandatory)
          Repeat 1

          To specify a monetary amount.

        • CUX
          CURRENCIES
          O可选(Optional)
          Repeat 1

          To specify currencies used in the transaction and relevant details for the rate of exchange.

        • DTM
          DATE/TIME/PERIOD
          O可选(Optional)
          Repeat 2

          To specify date, and/or time, or period.

        • RFF
          REFERENCE
          O可选(Optional)
          Repeat 1

          To specify a reference.

      • NADLoop1NAME AND ADDRESS LOOPO可选(Optional)Repeat 6
        NADCTACOM
        • NAD
          NAME AND ADDRESS
          M必须(Mandatory)
          Repeat 1

          To specify the name/address and their related function, either by CO82 only and/or unstructured by CO58 or structured by CO80 thru 3207.

        • CTA
          CONTACT INFORMATION
          O可选(Optional)
          Repeat 1

          To identify a person or a department to whom communication should be directed.

        • COM
          COMMUNICATION CONTACT
          O可选(Optional)
          Repeat 5

          To identify a communication number of a department or a person to whom communication should be directed.

      • GISLoop2GENERAL INDICATOR LOOPO可选(Optional)Repeat 10
        GISMOALOCNADRCSFTX
        • GIS
          GENERAL INDICATOR
          M必须(Mandatory)
          Repeat 1

          To transmit a processing indicator.

        • MOA
          MONETARY AMOUNT
          O可选(Optional)
          Repeat 1

          To specify a monetary amount.

        • LOC
          PLACE/LOCATION IDENTIFICATION
          O可选(Optional)
          Repeat 2

          To identify a place or a location and/or related locations.

        • NAD
          NAME AND ADDRESS
          O可选(Optional)
          Repeat 1

          To specify the name/address and their related function, either by CO82 only and/or unstructured by CO58 or structured by CO80 thru 3207.

        • RCS
          REQUIREMENTS AND CONDITIONS
          O可选(Optional)
          Repeat 1

          To specify sector/subject requirements and conditions.

        • FTX
          FREE TEXT
          O可选(Optional)
          Repeat 10

          To provide free form or coded text information.

      • INPLoop2PARTIES AND INSTRUCTION LOOPO可选(Optional)Repeat 4
        INPFTXDTM
        • INP
          PARTIES AND INSTRUCTION
          M必须(Mandatory)
          Repeat 1

          To specify parties to an instruction, the instruction, or both.

        • FTX
          FREE TEXT
          O可选(Optional)
          Repeat 1

          To provide free form or coded text information.

        • DTM
          DATE/TIME/PERIOD
          O可选(Optional)
          Repeat 2

          To specify date, and/or time, or period.

      • FCALoop2FINANCIAL CHARGES ALLOCATION LOOPO可选(Optional)Repeat 5
        FCAMOAALCLoop2
        • FCA
          FINANCIAL CHARGES ALLOCATION
          M必须(Mandatory)
          Repeat 1

          Description of allocation of charges.

        • MOA
          MONETARY AMOUNT
          O可选(Optional)
          Repeat 2

          To specify a monetary amount.

        • ALCLoop2ALLOWANCE OR CHARGE LOOPO可选(Optional)Repeat 6
          ALCPCDMOACUXDTMTAXLoop2
          • ALC
            ALLOWANCE OR CHARGE
            M必须(Mandatory)
            Repeat 1

            To identify allowance or charge details.

          • PCD
            PERCENTAGE DETAILS
            O可选(Optional)
            Repeat 1

            To specify percentage information.

          • MOA
            MONETARY AMOUNT
            O可选(Optional)
            Repeat 2

            To specify a monetary amount.

          • CUX
            CURRENCIES
            O可选(Optional)
            Repeat 1

            To specify currencies used in the transaction and relevant details for the rate of exchange.

          • DTM
            DATE/TIME/PERIOD
            O可选(Optional)
            Repeat 2

            To specify date, and/or time, or period.

          • TAXLoop2DUTY/TAX/FEE DETAILS LOOPO可选(Optional)Repeat 6
            TAXMOACUXDTM
            • TAX
              DUTY/TAX/FEE DETAILS
              M必须(Mandatory)
              Repeat 1

              To specify relevant duty/tax/fee information.

            • MOA
              MONETARY AMOUNT
              O可选(Optional)
              Repeat 2

              To specify a monetary amount.

            • CUX
              CURRENCIES
              O可选(Optional)
              Repeat 1

              To specify currencies used in the transaction and relevant details for the rate of exchange.

            • DTM
              DATE/TIME/PERIOD
              O可选(Optional)
              Repeat 1

              To specify date, and/or time, or period.

      • PRCLoop1PROCESS IDENTIFICATION LOOPO可选(Optional)Repeat 1
        PRCFTXDOCLoop1GISLoop3
        • PRC
          PROCESS IDENTIFICATION
          M必须(Mandatory)
          Repeat 1

          To identify a process.

        • FTX
          FREE TEXT
          O可选(Optional)
          Repeat 5

          To provide free form or coded text information.

        • DOCLoop1DOCUMENT/MESSAGE DETAILS LOOPO可选(Optional)Repeat 9999
          DOCMOADTMRFFNADCUXLoop1AJTLoop1DLILoop1
          • DOC
            DOCUMENT/MESSAGE DETAILS
            M必须(Mandatory)
            Repeat 1

            To identify documents and details directly related to it.

          • MOA
            MONETARY AMOUNT
            O可选(Optional)
            Repeat 5

            To specify a monetary amount.

          • DTM
            DATE/TIME/PERIOD
            O可选(Optional)
            Repeat 5

            To specify date, and/or time, or period.

          • RFF
            REFERENCE
            O可选(Optional)
            Repeat 5

            To specify a reference.

          • NAD
            NAME AND ADDRESS
            O可选(Optional)
            Repeat 2

            To specify the name/address and their related function, either by CO82 only and/or unstructured by CO58 or structured by CO80 thru 3207.

          • CUXLoop1CURRENCIES LOOPO可选(Optional)Repeat 5
            CUXDTM
            • CUX
              CURRENCIES
              M必须(Mandatory)
              Repeat 1

              To specify currencies used in the transaction and relevant details for the rate of exchange.

            • DTM
              DATE/TIME/PERIOD
              O可选(Optional)
              Repeat 1

              To specify date, and/or time, or period.

          • AJTLoop1ADJUSTMENT DETAILS LOOPO可选(Optional)Repeat 100
            AJTMOARFFFTX
            • AJT
              ADJUSTMENT DETAILS
              M必须(Mandatory)
              Repeat 1

              To identify the reason for an adjustment.

            • MOA
              MONETARY AMOUNT
              M必须(Mandatory)
              Repeat 1

              To specify a monetary amount.

            • RFF
              REFERENCE
              O可选(Optional)
              Repeat 1

              To specify a reference.

            • FTX
              FREE TEXT
              O可选(Optional)
              Repeat 5

              To provide free form or coded text information.

          • DLILoop1DOCUMENT LINE IDENTIFICATION LOOPO可选(Optional)Repeat 9999
            DLIMOAPIADTMCUXLoop2AJTLoop2
            • DLI
              DOCUMENT LINE IDENTIFICATION
              M必须(Mandatory)
              Repeat 1

              To specify the processing mode of a specific line within a referenced document.

            • MOA
              MONETARY AMOUNT
              M必须(Mandatory)
              Repeat 5

              To specify a monetary amount.

            • PIA
              ADDITIONAL PRODUCT ID
              O可选(Optional)
              Repeat 5

              To specify additional or substitutional item identification codes.

            • DTM
              DATE/TIME/PERIOD
              O可选(Optional)
              Repeat 5

              To specify date, and/or time, or period.

            • CUXLoop2CURRENCIES LOOPO可选(Optional)Repeat 5
              CUXDTM
              • CUX
                CURRENCIES
                M必须(Mandatory)
                Repeat 1

                To specify currencies used in the transaction and relevant details for the rate of exchange.

              • DTM
                DATE/TIME/PERIOD
                O可选(Optional)
                Repeat 1

                To specify date, and/or time, or period.

            • AJTLoop2ADJUSTMENT DETAILS LOOPO可选(Optional)Repeat 10
              AJTMOARFFFTX
              • AJT
                ADJUSTMENT DETAILS
                M必须(Mandatory)
                Repeat 1

                To identify the reason for an adjustment.

              • MOA
                MONETARY AMOUNT
                M必须(Mandatory)
                Repeat 1

                To specify a monetary amount.

              • RFF
                REFERENCE
                O可选(Optional)
                Repeat 1

                To specify a reference.

              • FTX
                FREE TEXT
                O可选(Optional)
                Repeat 5

                To provide free form or coded text information.

        • GISLoop3GENERAL INDICATOR LOOPM必须(Mandatory)Repeat 1
          GISMOA
          • GIS
            GENERAL INDICATOR
            M必须(Mandatory)
            Repeat 1

            To transmit a processing indicator.

          • MOA
            MONETARY AMOUNT
            O可选(Optional)
            Repeat 5

            To specify a monetary amount.

  • CNT
    CONTROL TOTAL
    M必须(Mandatory)
    Repeat 5

    To provide control total.

  • MOALoop3MONETARY AMOUNT LOOPO可选(Optional)Repeat 1
    MOADTM
    • MOA
      MONETARY AMOUNT
      M必须(Mandatory)
      Repeat 1

      To specify a monetary amount.

    • DTM
      DATE/TIME/PERIOD
      O可选(Optional)
      Repeat 1

      To specify date, and/or time, or period.

  • AUTLoop1AUTHENTICATION RESULT LOOPO可选(Optional)Repeat 5
    AUTDTM
    • AUT
      AUTHENTICATION RESULT
      M必须(Mandatory)
      Repeat 1

      To specify results of the application of an authentification procedure.

    • DTM
      DATE/TIME/PERIOD
      O可选(Optional)
      Repeat 1

      To specify date, and/or time, or period.

  • UNT
    M必须(Mandatory)
    Repeat 1

    To end and check the completeness of a message.

Segment
EDIFACT EDI Release D98A
To head, identify and specify a message.
Elements
  • UNH010062MESSAGE REFERENCE NUMBER
    AN
    M必须(Mandatory)
    Min 0 / Max 14

    Unique message reference assigned by the sender.

  • UNH02S009MESSAGE IDENTIFIERM必须(Mandatory)
    00650052005400510057
    • UNH02010065Message type identifier
      ID
      M必须(Mandatory)
      Min 0 / Max 6

      Code identifying a type of message and assigned by its controlling agency.

      Codes (164)
    • UNH02020052Message type version number
      ID
      M必须(Mandatory)
      Min 0 / Max 3

      Version number of a message type.

      Codes (7)
    • UNH02030054Message type release number
      ID
      M必须(Mandatory)
      Min 0 / Max 3

      Release number within the current message type version number (0052).

      Codes (55)
    • UNH02040051Controlling agency
      ID
      M必须(Mandatory)
      Min 0 / Max 2

      Code to identify the agency controlling the specification, maintenance and publication of the message type.

      Codes (20)
    • UNH02050057Association assigned code
      AN
      O可选(Optional)
      Min 0 / Max 6

      A code assigned by the association responsible for the design and maintenance of the message type concerned, which further identifies the message.

  • UNH030068COMMON ACCESS REFERENCE
    AN
    O可选(Optional)
    Min 0 / Max 35

    Reference serving as a key to relate all subsequent transfers of data to the same business case or file.

  • UNH04S010STATUS OF THE TRANSFERO可选(Optional)
    00700073
    • UNH04010070Sequence message transfer number
      N
      M必须(Mandatory)
      Min 0 / Max 2

      Number assigned by the sender indicating the numerical sequence of one or more transfers.

    • UNH04020073First/last sequence message transfer indication
      ID
      O可选(Optional)
      Min 1 / Max 1

      Indication used for the first and last message in a sequence of the same type of message relating to the same topic.

      Codes (2)