DIRDEBDirect debit

Prior to the Direct Debit procedure, some agreement(s) would usually have been concluded :

- agreement between the Creditor and his Bank (mainly to specify the conditions of credit and the kind of direct debit).

- agreement between the Debtor and the Debtor's Bank (i.e. pre-authorization and condition of debit), or between the Creditor and the Debtor.

A Direct Debit is sent by the Creditor to the Creditor's Bank instructing it to claim specified amount(s) from the Debtor(s) and to credit the amount(s) to an account specified in the message, which the Creditor's Bank services for the Creditor in settlement of the referenced transaction(s).

Throughout this document the term 'Creditor' refers to either a Beneficiary or a Payee, likewise the term 'Debtor' refers to either an Ordering Customer or a Payor.

The term 'Bank' may be interpreted as any financial institution.

The term 'pre-authorization' refers to an agreement between a Creditor and a Debtor for

- either automatic debiting, as required,

- or for debiting unless rejected by the debtor in a period of time.

The agreement can also be made between the debtor and his bank, independently of the amount of the DIRDEB.

  • UNH
    M必须(Mandatory)
    Repeat 1

    To head, identify and specify a message.

  • BGM
    BEGINNING OF MESSAGE
    M必须(Mandatory)
    Repeat 1

    To indicate the type and function of a message and to transmit the identifying number.

  • DTM
    DATE/TIME/PERIOD
    M必须(Mandatory)
    Repeat 1

    To specify date, and/or time, or period.

  • BUS
    BUSINESS FUNCTION
    O可选(Optional)
    Repeat 1

    To provide information related to the processing and purpose of a financial message.

  • RFFLoop1REFERENCE LOOPO可选(Optional)Repeat 2
    RFFDTM
    • RFF
      REFERENCE
      M必须(Mandatory)
      Repeat 1

      To specify a reference.

    • DTM
      DATE/TIME/PERIOD
      O可选(Optional)
      Repeat 1

      To specify date, and/or time, or period.

  • FIILoop1FINANCIAL INSTITUTION INFORMATION LOOPO可选(Optional)Repeat 5
    FIICTACOM
    • FII
      FINANCIAL INSTITUTION INFORMATION
      M必须(Mandatory)
      Repeat 1

      To identify an account and a related financial institution.

    • CTA
      CONTACT INFORMATION
      O可选(Optional)
      Repeat 1

      To identify a person or a department to whom communication should be directed.

    • COM
      COMMUNICATION CONTACT
      O可选(Optional)
      Repeat 5

      To identify a communication number of a department or a person to whom communication should be directed.

  • NADLoop1NAME AND ADDRESS LOOPO可选(Optional)Repeat 3
    NADCTACOM
    • NAD
      NAME AND ADDRESS
      M必须(Mandatory)
      Repeat 1

      To specify the name/address and their related function, either by CO82 only and/or unstructured by CO58 or structured by CO80 thru 3207.

    • CTA
      CONTACT INFORMATION
      O可选(Optional)
      Repeat 1

      To identify a person or a department to whom communication should be directed.

    • COM
      COMMUNICATION CONTACT
      O可选(Optional)
      Repeat 5

      To identify a communication number of a department or a person to whom communication should be directed.

  • LINLoop1LINE ITEM LOOPM必须(Mandatory)Repeat 9999
    LINDTMRFFBUSFCAMOALoop1FIILoop2NADLoop2INPLoop1GISLoop1PRCLoop1SEQLoop1
    • LIN
      LINE ITEM
      M必须(Mandatory)
      Repeat 1

      To identify a line item and configuration.

    • DTM
      DATE/TIME/PERIOD
      O可选(Optional)
      Repeat 1

      To specify date, and/or time, or period.

    • RFF
      REFERENCE
      O可选(Optional)
      Repeat 2

      To specify a reference.

    • BUS
      BUSINESS FUNCTION
      O可选(Optional)
      Repeat 1

      To provide information related to the processing and purpose of a financial message.

    • FCA
      FINANCIAL CHARGES ALLOCATION
      O可选(Optional)
      Repeat 1

      Description of allocation of charges.

    • MOALoop1MONETARY AMOUNT LOOPO可选(Optional)Repeat 1
      MOACUXDTMRFF
      • MOA
        MONETARY AMOUNT
        M必须(Mandatory)
        Repeat 1

        To specify a monetary amount.

      • CUX
        CURRENCIES
        O可选(Optional)
        Repeat 1

        To specify currencies used in the transaction and relevant details for the rate of exchange.

      • DTM
        DATE/TIME/PERIOD
        O可选(Optional)
        Repeat 2

        To specify date, and/or time, or period.

      • RFF
        REFERENCE
        O可选(Optional)
        Repeat 1

        To specify a reference.

    • FIILoop2FINANCIAL INSTITUTION INFORMATION LOOPM必须(Mandatory)Repeat 1
      FIICTACOM
      • FII
        FINANCIAL INSTITUTION INFORMATION
        M必须(Mandatory)
        Repeat 1

        To identify an account and a related financial institution.

      • CTA
        CONTACT INFORMATION
        O可选(Optional)
        Repeat 1

        To identify a person or a department to whom communication should be directed.

      • COM
        COMMUNICATION CONTACT
        O可选(Optional)
        Repeat 5

        To identify a communication number of a department or a person to whom communication should be directed.

    • NADLoop2NAME AND ADDRESS LOOPO可选(Optional)Repeat 3
      NADCTACOM
      • NAD
        NAME AND ADDRESS
        M必须(Mandatory)
        Repeat 1

        To specify the name/address and their related function, either by CO82 only and/or unstructured by CO58 or structured by CO80 thru 3207.

      • CTA
        CONTACT INFORMATION
        O可选(Optional)
        Repeat 1

        To identify a person or a department to whom communication should be directed.

      • COM
        COMMUNICATION CONTACT
        O可选(Optional)
        Repeat 5

        To identify a communication number of a department or a person to whom communication should be directed.

    • INPLoop1PARTIES TO INSTRUCTION LOOPO可选(Optional)Repeat 1
      INPFTXDTM
      • INP
        PARTIES TO INSTRUCTION
        M必须(Mandatory)
        Repeat 1

        To specify parties to an instruction and where relevant, the instruction.

      • FTX
        FREE TEXT
        O可选(Optional)
        Repeat 1

        To provide free form or coded text information.

      • DTM
        DATE/TIME/PERIOD
        O可选(Optional)
        Repeat 2

        To specify date, and/or time, or period.

    • GISLoop1GENERAL INDICATOR LOOPO可选(Optional)Repeat 10
      GISMOALOCNADRCSFTX
      • GIS
        GENERAL INDICATOR
        M必须(Mandatory)
        Repeat 1

        To transmit a processing indicator.

      • MOA
        MONETARY AMOUNT
        O可选(Optional)
        Repeat 1

        To specify a monetary amount.

      • LOC
        PLACE/LOCATION IDENTIFICATION
        O可选(Optional)
        Repeat 2

        To identify a country/place/location/related location one/related location two.

      • NAD
        NAME AND ADDRESS
        O可选(Optional)
        Repeat 1

        To specify the name/address and their related function, either by CO82 only and/or unstructured by CO58 or structured by CO80 thru 3207.

      • RCS
        REQUIREMENTS AND CONDITIONS
        O可选(Optional)
        Repeat 1

        To specify sector/subject requirements and conditions.

      • FTX
        FREE TEXT
        O可选(Optional)
        Repeat 10

        To provide free form or coded text information.

    • PRCLoop1PROCESS IDENTIFICATION LOOPO可选(Optional)Repeat 1
      PRCFTX
      • PRC
        PROCESS IDENTIFICATION
        M必须(Mandatory)
        Repeat 1

        To identify a process.

      • FTX
        FREE TEXT
        M必须(Mandatory)
        Repeat 1

        To provide free form or coded text information.

    • SEQLoop1SEQUENCE DETAILS LOOPM必须(Mandatory)Repeat 9999
      SEQMOADTMRFFPAIFCAFIILoop3NADLoop3INPLoop2GISLoop2PRCLoop2
      • SEQ
        SEQUENCE DETAILS
        M必须(Mandatory)
        Repeat 1

        To provide specific details related to the delivery sequence.

      • MOA
        MONETARY AMOUNT
        M必须(Mandatory)
        Repeat 1

        To specify a monetary amount.

      • DTM
        DATE/TIME/PERIOD
        O可选(Optional)
        Repeat 1

        To specify date, and/or time, or period.

      • RFF
        REFERENCE
        O可选(Optional)
        Repeat 3

        To specify a reference.

      • PAI
        PAYMENT INSTRUCTIONS
        O可选(Optional)
        Repeat 1

        To specify the instructions for payment.

      • FCA
        FINANCIAL CHARGES ALLOCATION
        O可选(Optional)
        Repeat 1

        Description of allocation of charges.

      • FIILoop3FINANCIAL INSTITUTION INFORMATION LOOPO可选(Optional)Repeat 3
        FIICTACOM
        • FII
          FINANCIAL INSTITUTION INFORMATION
          M必须(Mandatory)
          Repeat 1

          To identify an account and a related financial institution.

        • CTA
          CONTACT INFORMATION
          O可选(Optional)
          Repeat 1

          To identify a person or a department to whom communication should be directed.

        • COM
          COMMUNICATION CONTACT
          O可选(Optional)
          Repeat 5

          To identify a communication number of a department or a person to whom communication should be directed.

      • NADLoop3NAME AND ADDRESS LOOPO可选(Optional)Repeat 3
        NADCTACOM
        • NAD
          NAME AND ADDRESS
          M必须(Mandatory)
          Repeat 1

          To specify the name/address and their related function, either by CO82 only and/or unstructured by CO58 or structured by CO80 thru 3207.

        • CTA
          CONTACT INFORMATION
          O可选(Optional)
          Repeat 1

          To identify a person or a department to whom communication should be directed.

        • COM
          COMMUNICATION CONTACT
          O可选(Optional)
          Repeat 5

          To identify a communication number of a department or a person to whom communication should be directed.

      • INPLoop2PARTIES TO INSTRUCTION LOOPO可选(Optional)Repeat 3
        INPFTXDTM
        • INP
          PARTIES TO INSTRUCTION
          M必须(Mandatory)
          Repeat 1

          To specify parties to an instruction and where relevant, the instruction.

        • FTX
          FREE TEXT
          O可选(Optional)
          Repeat 1

          To provide free form or coded text information.

        • DTM
          DATE/TIME/PERIOD
          O可选(Optional)
          Repeat 2

          To specify date, and/or time, or period.

      • GISLoop2GENERAL INDICATOR LOOPO可选(Optional)Repeat 10
        GISMOALOCNADRCSFTX
        • GIS
          GENERAL INDICATOR
          M必须(Mandatory)
          Repeat 1

          To transmit a processing indicator.

        • MOA
          MONETARY AMOUNT
          O可选(Optional)
          Repeat 1

          To specify a monetary amount.

        • LOC
          PLACE/LOCATION IDENTIFICATION
          O可选(Optional)
          Repeat 2

          To identify a country/place/location/related location one/related location two.

        • NAD
          NAME AND ADDRESS
          O可选(Optional)
          Repeat 1

          To specify the name/address and their related function, either by CO82 only and/or unstructured by CO58 or structured by CO80 thru 3207.

        • RCS
          REQUIREMENTS AND CONDITIONS
          O可选(Optional)
          Repeat 1

          To specify sector/subject requirements and conditions.

        • FTX
          FREE TEXT
          O可选(Optional)
          Repeat 10

          To provide free form or coded text information.

      • PRCLoop2PROCESS IDENTIFICATION LOOPO可选(Optional)Repeat 1
        PRCFTXDOCLoop1GISLoop3
        • PRC
          PROCESS IDENTIFICATION
          M必须(Mandatory)
          Repeat 1

          To identify a process.

        • FTX
          FREE TEXT
          O可选(Optional)
          Repeat 5

          To provide free form or coded text information.

        • DOCLoop1DOCUMENT/MESSAGE DETAILS LOOPO可选(Optional)Repeat 9999
          DOCMOADTMRFFNADCUXLoop1AJTLoop1DLILoop1
          • DOC
            DOCUMENT/MESSAGE DETAILS
            M必须(Mandatory)
            Repeat 1

            To identify documents, either printed, electronically transferred, or referenced as specified in message description, including, where relevant, the identification of the type of transaction that will result from this message.

          • MOA
            MONETARY AMOUNT
            O可选(Optional)
            Repeat 5

            To specify a monetary amount.

          • DTM
            DATE/TIME/PERIOD
            O可选(Optional)
            Repeat 5

            To specify date, and/or time, or period.

          • RFF
            REFERENCE
            O可选(Optional)
            Repeat 5

            To specify a reference.

          • NAD
            NAME AND ADDRESS
            O可选(Optional)
            Repeat 2

            To specify the name/address and their related function, either by CO82 only and/or unstructured by CO58 or structured by CO80 thru 3207.

          • CUXLoop1CURRENCIES LOOPO可选(Optional)Repeat 5
            CUXDTM
            • CUX
              CURRENCIES
              M必须(Mandatory)
              Repeat 1

              To specify currencies used in the transaction and relevant details for the rate of exchange.

            • DTM
              DATE/TIME/PERIOD
              O可选(Optional)
              Repeat 1

              To specify date, and/or time, or period.

          • AJTLoop1ADJUSTMENT DETAILS LOOPO可选(Optional)Repeat 100
            AJTMOARFFFTX
            • AJT
              ADJUSTMENT DETAILS
              M必须(Mandatory)
              Repeat 1

              To identify the reason for an adjustment.

            • MOA
              MONETARY AMOUNT
              M必须(Mandatory)
              Repeat 1

              To specify a monetary amount.

            • RFF
              REFERENCE
              O可选(Optional)
              Repeat 1

              To specify a reference.

            • FTX
              FREE TEXT
              O可选(Optional)
              Repeat 5

              To provide free form or coded text information.

          • DLILoop1DOCUMENT LINE IDENTIFICATION LOOPO可选(Optional)Repeat 1000
            DLIMOAPIADTMCUXLoop2AJTLoop2
            • DLI
              DOCUMENT LINE IDENTIFICATION
              M必须(Mandatory)
              Repeat 1

              To specify the processing mode of a specific line within a referenced document.

            • MOA
              MONETARY AMOUNT
              M必须(Mandatory)
              Repeat 5

              To specify a monetary amount.

            • PIA
              ADDITIONAL PRODUCT ID
              O可选(Optional)
              Repeat 5

              To specify additional or substitutional item identification codes.

            • DTM
              DATE/TIME/PERIOD
              O可选(Optional)
              Repeat 5

              To specify date, and/or time, or period.

            • CUXLoop2CURRENCIES LOOPO可选(Optional)Repeat 5
              CUXDTM
              • CUX
                CURRENCIES
                M必须(Mandatory)
                Repeat 1

                To specify currencies used in the transaction and relevant details for the rate of exchange.

              • DTM
                DATE/TIME/PERIOD
                O可选(Optional)
                Repeat 1

                To specify date, and/or time, or period.

            • AJTLoop2ADJUSTMENT DETAILS LOOPO可选(Optional)Repeat 10
              AJTMOARFFFTX
              • AJT
                ADJUSTMENT DETAILS
                M必须(Mandatory)
                Repeat 1

                To identify the reason for an adjustment.

              • MOA
                MONETARY AMOUNT
                M必须(Mandatory)
                Repeat 1

                To specify a monetary amount.

              • RFF
                REFERENCE
                O可选(Optional)
                Repeat 1

                To specify a reference.

              • FTX
                FREE TEXT
                O可选(Optional)
                Repeat 5

                To provide free form or coded text information.

        • GISLoop3GENERAL INDICATOR LOOPO可选(Optional)Repeat 1
          GISMOA
          • GIS
            GENERAL INDICATOR
            M必须(Mandatory)
            Repeat 1

            To transmit a processing indicator.

          • MOA
            MONETARY AMOUNT
            O可选(Optional)
            Repeat 5

            To specify a monetary amount.

  • CNT
    CONTROL TOTAL
    O可选(Optional)
    Repeat 5

    To provide control total.

  • AUTLoop1AUTHENTICATION RESULT LOOPO可选(Optional)Repeat 5
    AUTDTM
    • AUT
      AUTHENTICATION RESULT
      M必须(Mandatory)
      Repeat 1

      To specify results of the application of an authentification procedure.

    • DTM
      DATE/TIME/PERIOD
      O可选(Optional)
      Repeat 1

      To specify date, and/or time, or period.

  • UNT
    M必须(Mandatory)
    Repeat 1

    To end and check the completeness of a message.

Segment
EDIFACT EDI Release D96A
To head, identify and specify a message.
Elements
  • UNH010062MESSAGE REFERENCE NUMBER
    AN
    M必须(Mandatory)
    Min 0 / Max 14

    Unique message reference assigned by the sender.

  • UNH02S009MESSAGE IDENTIFIERM必须(Mandatory)
    00650052005400510057
    • UNH02010065Message type identifier
      ID
      M必须(Mandatory)
      Min 0 / Max 6

      Code identifying a type of message and assigned by its controlling agency.

      Codes (126)
    • UNH02020052Message type version number
      AN
      M必须(Mandatory)
      Min 0 / Max 3

      Version number of a message type.

    • UNH02030054Message type release number
      AN
      M必须(Mandatory)
      Min 0 / Max 3

      Release number within the current message type version number (0052).

    • UNH02040051Controlling agency
      ID
      M必须(Mandatory)
      Min 0 / Max 2

      Code to identify the agency controlling the specification, maintenance and publication of the message type.

      Codes (20)
    • UNH02050057Association assigned code
      AN
      O可选(Optional)
      Min 0 / Max 6

      A code assigned by the association responsible for the design and maintenance of the message type concerned, which further identifies the message.

  • UNH030068COMMON ACCESS REFERENCE
    AN
    O可选(Optional)
    Min 0 / Max 35

    Reference serving as a key to relate all subsequent transfers of data to the same business case or file.

  • UNH04S010STATUS OF THE TRANSFERO可选(Optional)
    00700073
    • UNH04010070Sequence message transfer number
      N
      M必须(Mandatory)
      Min 0 / Max 2

      Number assigned by the sender indicating the numerical sequence of one or more transfers.

    • UNH04020073First/last sequence message transfer indication
      ID
      O可选(Optional)
      Min 1 / Max 1

      Indication used for the first and last message in a sequence of the same type of message relating to the same topic.

      Codes (2)