202Secondary Mortgage Market Loan Delivery

This Draft Standard for Trial Use contains the format and establishes the data contents of the Secondary Mortgage Market Loan Delivery Transaction Set (202) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used to report mortgage loan information (i.e., borrower, property, underwriting information, etc.) among mortgage lenders, mortgage service vendors, and secondary mortgage market organizations.

  • ST
    Transaction Set Header
    M必须(Mandatory)
    Repeat 1

    To indicate the start of a transaction set and to assign a control number

  • BGN
    Beginning Segment
    M必须(Mandatory)
    Repeat 1

    To indicate the beginning of a transaction set

  • TRN
    Trace
    O可选(Optional)
    Repeat 1

    To uniquely identify a transaction to an application

  • DTP
    Date or Time or Period
    O可选(Optional)
    Repeat 1

    To specify any or all of a date, a time, or a time period

  • N1Loop1Name LOOPO可选(Optional)Repeat 5
    N1N2N3N4REFPER
    • N1
      Name
      M必须(Mandatory)
      Repeat 1

      To identify a party by type of organization, name, and code

    • N2
      Additional Name Information
      O可选(Optional)
      Repeat 1

      To specify additional names or those longer than 35 characters in length

    • N3
      Address Information
      O可选(Optional)
      Repeat 2

      To specify the location of the named party

    • N4
      Geographic Location
      O可选(Optional)
      Repeat 1

      To specify the geographic place of the named party

    • REF
      Reference Identification
      O可选(Optional)
      Repeat 3

      To specify identifying information

    • PER
      Administrative Communications Contact
      O可选(Optional)
      Repeat 2

      To identify a person or office to whom administrative communications should be directed

  • N9Loop1Reference Identification LOOPM必须(Mandatory)Repeat > 1
    N9DEXLoop1
    • N9
      Reference Identification
      M必须(Mandatory)
      Repeat 1

      To transmit identifying information as specified by the Reference Identification Qualifier

    • DEXLoop1Delivery Execution Information LOOPM必须(Mandatory)Repeat > 1
      DEXREFCN1PCTINTAMTQTYMPPDTPIIIASMLoop1NM1Loop1
      • DEX
        Delivery Execution Information
        M必须(Mandatory)
        Repeat 1

        To provide loan delivery and contract information

      • REF
        Reference Identification
        M必须(Mandatory)
        Repeat 15

        To specify identifying information

      • CN1
        Contract Information
        O可选(Optional)
        Repeat 1

        To specify basic data about the contract or contract line item

      • PCT
        Percent Amounts
        O可选(Optional)
        Repeat 10

        To qualify percent amounts and supply percent amounts

      • INT
        Interest
        O可选(Optional)
        Repeat 10

        To specify interest rate and type and the applicable time period

      • AMT
        Monetary Amount
        O可选(Optional)
        Repeat 4

        To indicate the total monetary amount

      • QTY
        Quantity
        O可选(Optional)
        Repeat 5

        To specify quantity information

      • MPP
        Mortgage Pool Program
        O可选(Optional)
        Repeat 1

        To identify mortgage pool types

      • DTP
        Date or Time or Period
        O可选(Optional)
        Repeat 10

        To specify any or all of a date, a time, or a time period

      • III
        Information
        O可选(Optional)
        Repeat 15

        To report information

      • ASMLoop1Amount and Settlement Method LOOPO可选(Optional)Repeat > 1
        ASMN1REF
        • ASM
          Amount and Settlement Method
          M必须(Mandatory)
          Repeat 1

          Defines a participant's monetary commitment and settlement method

        • N1
          Name
          O可选(Optional)
          Repeat 1

          To identify a party by type of organization, name, and code

        • REF
          Reference Identification
          O可选(Optional)
          Repeat 5

          To specify identifying information

      • NM1Loop1Individual or Organizational Name LOOPM必须(Mandatory)Repeat > 1
        NM1LXLoop1
        • NM1
          Individual or Organizational Name
          M必须(Mandatory)
          Repeat 1

          To supply the full name of an individual or organizational entity

        • LXLoop1Assigned Number LOOPM必须(Mandatory)Repeat > 1
          LXREFAMTDTPYNQQTYN1IIILUCRLDINTPPDPWKBUYPEXBEPIGILoop1NX1Loop1LN1Loop1CRCLoop1PAMLoop1UWILoop1
          • LX
            Assigned Number
            M必须(Mandatory)
            Repeat 1

            To reference a line number in a transaction set

          • REF
            Reference Identification
            O可选(Optional)
            Repeat 15

            To specify identifying information

          • AMT
            Monetary Amount
            O可选(Optional)
            Repeat 20

            To indicate the total monetary amount

          • DTP
            Date or Time or Period
            O可选(Optional)
            Repeat 5

            To specify any or all of a date, a time, or a time period

          • YNQ
            Yes/No Question
            O可选(Optional)
            Repeat 10

            To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

          • QTY
            Quantity
            O可选(Optional)
            Repeat 5

            To specify quantity information

          • N1
            Name
            O可选(Optional)
            Repeat 6

            To identify a party by type of organization, name, and code

          • III
            Information
            O可选(Optional)
            Repeat 50

            To report information

          • LUC
            Loan Underwriting
            O可选(Optional)
            Repeat 1

            To identify the loan underwriting codes

          • RLD
            Down Payment Data
            O可选(Optional)
            Repeat 50

            To provide amount or nature of loan down payment

          • INT
            Interest
            O可选(Optional)
            Repeat 6

            To specify interest rate and type and the applicable time period

          • PPD
            Payment Pattern Details
            O可选(Optional)
            Repeat 1

            To identify the payment pattern of specific, credit-related items

          • PWK
            Paperwork
            O可选(Optional)
            Repeat 2

            To identify the type or transmission or both of paperwork or supporting information

          • BUY
            Loan Buydown
            O可选(Optional)
            Repeat 1

            To describe the features of a loan buydown

          • PEX
            Property or Housing Expense
            O可选(Optional)
            Repeat 10

            To provide housing expense information

          • BEP
            Borrower Education Program
            O可选(Optional)
            Repeat 2

            To identify the type and location of borrower education provided

          • IGILoop1Insurer or Guarantor Information LOOPO可选(Optional)Repeat > 1
            IGIREFPCT
            • IGI
              Insurer or Guarantor Information
              M必须(Mandatory)
              Repeat 1

              To identify the mortgage insurer or guarantor and provide information about the insurance coverage

            • REF
              Reference Identification
              O可选(Optional)
              Repeat 1

              To specify identifying information

            • PCT
              Percent Amounts
              O可选(Optional)
              Repeat 10

              To qualify percent amounts and supply percent amounts

          • NX1Loop1Property or Entity Identification LOOPO可选(Optional)Repeat > 1
            NX1NX2REAPDS
            • NX1
              Property or Entity Identification
              M必须(Mandatory)
              Repeat 1

              To define the attributes of a property or an entity

            • NX2
              Location ID Component
              O可选(Optional)
              Repeat 15

              To define types and values of a geographic location

            • REA
              Real Estate Property Information
              O可选(Optional)
              Repeat 1

              To provide a description of real estate or general property information

            • PDS
              Property Description/Legal Description
              O可选(Optional)
              Repeat 2

              To provide specifics on property or legal description; this segment provides for a simple legal description such as lot, block and subdivision

          • LN1Loop1Loan Specific Data LOOPO可选(Optional)Repeat 5
            LN1YNQDTPREF
            • LN1
              Loan Specific Data
              M必须(Mandatory)
              Repeat 1

              To provide high-level information about a loan

            • YNQ
              Yes/No Question
              O可选(Optional)
              Repeat 1

              To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

            • DTP
              Date or Time or Period
              O可选(Optional)
              Repeat 5

              To specify any or all of a date, a time, or a time period

            • REF
              Reference Identification
              O可选(Optional)
              Repeat 10

              To specify identifying information

          • CRCLoop1Conditions Indicator LOOPO可选(Optional)Repeat > 1
            CRCIN1IN2DMGQTYN1YNQAINAMTSCMLoop1
            • CRC
              Conditions Indicator
              M必须(Mandatory)
              Repeat 1

              To supply information on conditions

            • IN1
              Individual Identification
              O可选(Optional)
              Repeat 1

              To provide identification of an individual or entity

            • IN2
              Individual Name Structure Components
              O可选(Optional)
              Repeat 30

              To sequence individual name components for maximum specificity

            • DMG
              Demographic Information
              O可选(Optional)
              Repeat 1

              To supply demographic information

            • QTY
              Quantity
              O可选(Optional)
              Repeat 10

              To specify quantity information

            • N1
              Name
              O可选(Optional)
              Repeat 1

              To identify a party by type of organization, name, and code

            • YNQ
              Yes/No Question
              O可选(Optional)
              Repeat 5

              To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

            • AIN
              Income
              O可选(Optional)
              Repeat 10

              To provide type and amount of income obtained

            • AMT
              Monetary Amount
              O可选(Optional)
              Repeat 15

              To indicate the total monetary amount

            • SCMLoop1Credit Score Model LOOPO可选(Optional)Repeat > 1
              SCMSCS
              • SCM
                Credit Score Model
                M必须(Mandatory)
                Repeat 1

                To define the credit score model used and the related score

              • SCS
                Credit Score
                O可选(Optional)
                Repeat 5

                To identify evaluation factors used in determining an applicant's credit score

          • PAMLoop1Period Amount LOOPO可选(Optional)Repeat 4
            PAMYNQREF
            • PAM
              Period Amount
              M必须(Mandatory)
              Repeat 1

              To indicate a quantity, and/or amount for an identified period

            • YNQ
              Yes/No Question
              M必须(Mandatory)
              Repeat 1

              To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

            • REF
              Reference Identification
              M必须(Mandatory)
              Repeat 1

              To specify identifying information

          • UWILoop1Underwriting Information LOOPO可选(Optional)Repeat 5
            UWIIIIREFMSG
            • UWI
              Underwriting Information
              M必须(Mandatory)
              Repeat 1

              To identify the type of underwriting used to underwrite a mortgage loan

            • III
              Information
              O可选(Optional)
              Repeat 10

              To report information

            • REF
              Reference Identification
              O可选(Optional)
              Repeat 1

              To specify identifying information

            • MSG
              Message Text
              O可选(Optional)
              Repeat > 1

              To provide a free-form format that allows the transmission of text information

  • CTT
    Transaction Totals
    O可选(Optional)
    Repeat 1

    To transmit a hash total for a specific element in the transaction set

  • SE
    Transaction Set Trailer
    M必须(Mandatory)
    Repeat 1

    To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)

Segment
X12 EDI Release 00401
To indicate the start of a transaction set and to assign a control number
Elements
  • ST01143Transaction Set Identifier Code
    ID
    M必须(Mandatory)
    Min 3 / Max 3

    Code uniquely identifying a Transaction Set

    Codes (320)
  • ST02329Transaction Set Control Number
    AN
    M必须(Mandatory)
    Min 4 / Max 9

    Identifying control number that must be unique within the transaction set functional group assigned by the originator for a transaction set

  • ST031705Implementation Convention Preference
    AN
    O可选(Optional)
    Min 1 / Max 9