200Mortgage Credit Report

This Draft Standard for Trial Use contains the format and establishes the data contents of the Mortgage Credit Report Transaction Set (200) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used to transmit the data that comprises a mortgage credit report. It is the electronic response to the Mortgage Credit Report Order Transaction Set (833).

  • ST
    Transaction Set Header
    M必须(Mandatory)
    Repeat 1

    To indicate the start of a transaction set and to assign a control number

  • BGN
    Beginning Segment
    M必须(Mandatory)
    Repeat 1

    To indicate the beginning of a transaction set

  • CRO
    Credit Report Order Details
    M必须(Mandatory)
    Repeat 1

    To provide attributes of the credit report

  • AAA
    Request Validation
    O可选(Optional)
    Repeat 5

    To specify the validity of the request and indicate follow-up action authorized

  • DTP
    Date or Time or Period
    O可选(Optional)
    Repeat 5

    To specify any or all of a date, a time, or a time period

  • REF
    Reference Identification
    O可选(Optional)
    Repeat 10

    To specify identifying information

  • AMT
    Monetary Amount
    O可选(Optional)
    Repeat 3

    To indicate the total monetary amount

  • NX1
    Property or Entity Identification
    O可选(Optional)
    Repeat 1

    To define the attributes of a property or an entity

  • NX2
    Location ID Component
    O可选(Optional)
    Repeat 10

    To define types and values of a geographic location

  • N1Loop1Name LOOPM必须(Mandatory)Repeat 20
    N1N2N3N4REFPER
    • N1
      Name
      M必须(Mandatory)
      Repeat 1

      To identify a party by type of organization, name, and code

    • N2
      Additional Name Information
      O可选(Optional)
      Repeat 2

      To specify additional names or those longer than 35 characters in length

    • N3
      Address Information
      O可选(Optional)
      Repeat 2

      To specify the location of the named party

    • N4
      Geographic Location
      O可选(Optional)
      Repeat 1

      To specify the geographic place of the named party

    • REF
      Reference Identification
      O可选(Optional)
      Repeat 3

      To specify identifying information

    • PER
      Administrative Communications Contact
      O可选(Optional)
      Repeat 5

      To identify a person or office to whom administrative communications should be directed

  • LXLoop1Assigned Number LOOPM必须(Mandatory)Repeat 2
    LXREFIN1Loop1NX1Loop1N1Loop2
    • LX
      Assigned Number
      M必须(Mandatory)
      Repeat 1

      To reference a line number in a transaction set

    • REF
      Reference Identification
      O可选(Optional)
      Repeat 1

      To specify identifying information

    • IN1Loop1Individual Identification LOOPM必须(Mandatory)Repeat 15
      IN1IN2DMGN10PERQTYYNQNTE
      • IN1
        Individual Identification
        M必须(Mandatory)
        Repeat 1

        To provide identification of an individual or entity

      • IN2
        Individual Name Structure Components
        O可选(Optional)
        Repeat 10

        To sequence individual name components for maximum specificity

      • DMG
        Demographic Information
        O可选(Optional)
        Repeat 1

        To supply demographic information

      • N10
        Quantity and Description
        O可选(Optional)
        Repeat 1

        To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value

      • PER
        Administrative Communications Contact
        O可选(Optional)
        Repeat 3

        To identify a person or office to whom administrative communications should be directed

      • QTY
        Quantity
        O可选(Optional)
        Repeat 15

        To specify quantity information

      • YNQ
        Yes/No Question
        O可选(Optional)
        Repeat 1

        To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

      • NTE
        Note/Special Instruction
        O可选(Optional)
        Repeat 20

        To transmit information in a free-form format, if necessary, for comment or special instruction

    • NX1Loop1Property or Entity Identification LOOPM必须(Mandatory)Repeat 10
      NX1NX2DTPN10ARSYNQNTE
      • NX1
        Property or Entity Identification
        M必须(Mandatory)
        Repeat 1

        To define the attributes of a property or an entity

      • NX2
        Location ID Component
        O可选(Optional)
        Repeat 10

        To define types and values of a geographic location

      • DTP
        Date or Time or Period
        O可选(Optional)
        Repeat 1

        To specify any or all of a date, a time, or a time period

      • N10
        Quantity and Description
        O可选(Optional)
        Repeat 1

        To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value

      • ARS
        Applicant Residence Specifics
        O可选(Optional)
        Repeat 1

        To provide type of residency

      • YNQ
        Yes/No Question
        O可选(Optional)
        Repeat 1

        To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

      • NTE
        Note/Special Instruction
        O可选(Optional)
        Repeat 20

        To transmit information in a free-form format, if necessary, for comment or special instruction

    • N1Loop2Name LOOPO可选(Optional)Repeat 20
      N1N2N3N4REFPERDTPYNQNTESOILoop1
      • N1
        Name
        M必须(Mandatory)
        Repeat 1

        To identify a party by type of organization, name, and code

      • N2
        Additional Name Information
        O可选(Optional)
        Repeat 2

        To specify additional names or those longer than 35 characters in length

      • N3
        Address Information
        O可选(Optional)
        Repeat 2

        To specify the location of the named party

      • N4
        Geographic Location
        O可选(Optional)
        Repeat 1

        To specify the geographic place of the named party

      • REF
        Reference Identification
        O可选(Optional)
        Repeat 1

        To specify identifying information

      • PER
        Administrative Communications Contact
        O可选(Optional)
        Repeat 4

        To identify a person or office to whom administrative communications should be directed

      • DTP
        Date or Time or Period
        O可选(Optional)
        Repeat 1

        To specify any or all of a date, a time, or a time period

      • YNQ
        Yes/No Question
        O可选(Optional)
        Repeat 1

        To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

      • NTE
        Note/Special Instruction
        O可选(Optional)
        Repeat 20

        To transmit information in a free-form format, if necessary, for comment or special instruction

      • SOILoop1Source of Income LOOPO可选(Optional)Repeat 5
        SOIEMSDTPN10YNQAINLoop1
        • SOI
          Source of Income
          M必须(Mandatory)
          Repeat 1

          To define the source and related information about the income being reported

        • EMS
          Employment Position
          O可选(Optional)
          Repeat 1

          To describe employment position

        • DTP
          Date or Time or Period
          O可选(Optional)
          Repeat 1

          To specify any or all of a date, a time, or a time period

        • N10
          Quantity and Description
          O可选(Optional)
          Repeat 1

          To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value

        • YNQ
          Yes/No Question
          O可选(Optional)
          Repeat 1

          To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

        • AINLoop1Income LOOPO可选(Optional)Repeat 7
          AINYNQ
          • AIN
            Income
            M必须(Mandatory)
            Repeat 1

            To provide type and amount of income obtained

          • YNQ
            Yes/No Question
            O可选(Optional)
            Repeat 1

            To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

  • TLNLoop1Tradeline LOOPO可选(Optional)Repeat 1000
    TLNN1N2N3N4REFPERDTPTBIPPDNTEAMTLoop1
    • TLN
      Tradeline
      M必须(Mandatory)
      Repeat 1

      To report specific details on a tradeline or credit-related item

    • N1
      Name
      M必须(Mandatory)
      Repeat 1

      To identify a party by type of organization, name, and code

    • N2
      Additional Name Information
      O可选(Optional)
      Repeat 2

      To specify additional names or those longer than 35 characters in length

    • N3
      Address Information
      O可选(Optional)
      Repeat 2

      To specify the location of the named party

    • N4
      Geographic Location
      O可选(Optional)
      Repeat 1

      To specify the geographic place of the named party

    • REF
      Reference Identification
      O可选(Optional)
      Repeat 1

      To specify identifying information

    • PER
      Administrative Communications Contact
      O可选(Optional)
      Repeat 4

      To identify a person or office to whom administrative communications should be directed

    • DTP
      Date or Time or Period
      O可选(Optional)
      Repeat 7

      To specify any or all of a date, a time, or a time period

    • TBI
      Trade Line Bureau Identifier
      O可选(Optional)
      Repeat 5

      To identify the credit repository and the associated credit files or hit levels for a particular item

    • PPD
      Payment Pattern Details
      O可选(Optional)
      Repeat 15

      To identify the payment pattern of specific, credit-related items

    • NTE
      Note/Special Instruction
      O可选(Optional)
      Repeat 20

      To transmit information in a free-form format, if necessary, for comment or special instruction

    • AMTLoop1Monetary Amount LOOPO可选(Optional)Repeat 6
      AMTNTE
      • AMT
        Monetary Amount
        M必须(Mandatory)
        Repeat 1

        To indicate the total monetary amount

      • NTE
        Note/Special Instruction
        O可选(Optional)
        Repeat 20

        To transmit information in a free-form format, if necessary, for comment or special instruction

  • ROLoop1Public Record or Obligation LOOPO可选(Optional)Repeat 500
    ROCDSTBIDTPNTEAMTLoop2N1Loop3
    • RO
      Public Record or Obligation
      M必须(Mandatory)
      Repeat 1

      To provide details of public records or obligations

    • CDS
      Case Description
      O可选(Optional)
      Repeat 1

      To identify and describe a specific court case

    • TBI
      Trade Line Bureau Identifier
      O可选(Optional)
      Repeat 5

      To identify the credit repository and the associated credit files or hit levels for a particular item

    • DTP
      Date or Time or Period
      O可选(Optional)
      Repeat 5

      To specify any or all of a date, a time, or a time period

    • NTE
      Note/Special Instruction
      O可选(Optional)
      Repeat 20

      To transmit information in a free-form format, if necessary, for comment or special instruction

    • AMTLoop2Monetary Amount LOOPO可选(Optional)Repeat 6
      AMTNTE
      • AMT
        Monetary Amount
        M必须(Mandatory)
        Repeat 1

        To indicate the total monetary amount

      • NTE
        Note/Special Instruction
        O可选(Optional)
        Repeat 20

        To transmit information in a free-form format, if necessary, for comment or special instruction

    • N1Loop3Name LOOPM必须(Mandatory)Repeat 5
      N1N2N3N4
      • N1
        Name
        M必须(Mandatory)
        Repeat 1

        To identify a party by type of organization, name, and code

      • N2
        Additional Name Information
        O可选(Optional)
        Repeat 2

        To specify additional names or those longer than 35 characters in length

      • N3
        Address Information
        O可选(Optional)
        Repeat 2

        To specify the location of the named party

      • N4
        Geographic Location
        O可选(Optional)
        Repeat 1

        To specify the geographic place of the named party

  • CCILoop1Credit Counseling Information LOOPO可选(Optional)Repeat 5
    CCIDTPMSG
    • CCI
      Credit Counseling Information
      M必须(Mandatory)
      Repeat 1

      To define the applicant's participation in credit counseling

    • DTP
      Date or Time or Period
      O可选(Optional)
      Repeat 3

      To specify any or all of a date, a time, or a time period

    • MSG
      Message Text
      O可选(Optional)
      Repeat 4

      To provide a free-form format that allows the transmission of text information

  • INQLoop1Credit Inquiry Details LOOPO可选(Optional)Repeat 100
    INQTBIN1N2N3N4PERDTPYNQNTE
    • INQ
      Credit Inquiry Details
      M必须(Mandatory)
      Repeat 1

      To identify results of credit inquiry

    • TBI
      Trade Line Bureau Identifier
      O可选(Optional)
      Repeat 5

      To identify the credit repository and the associated credit files or hit levels for a particular item

    • N1
      Name
      O可选(Optional)
      Repeat 1

      To identify a party by type of organization, name, and code

    • N2
      Additional Name Information
      O可选(Optional)
      Repeat 2

      To specify additional names or those longer than 35 characters in length

    • N3
      Address Information
      O可选(Optional)
      Repeat 2

      To specify the location of the named party

    • N4
      Geographic Location
      O可选(Optional)
      Repeat 1

      To specify the geographic place of the named party

    • PER
      Administrative Communications Contact
      O可选(Optional)
      Repeat 2

      To identify a person or office to whom administrative communications should be directed

    • DTP
      Date or Time or Period
      O可选(Optional)
      Repeat 1

      To specify any or all of a date, a time, or a time period

    • YNQ
      Yes/No Question
      O可选(Optional)
      Repeat 1

      To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

    • NTE
      Note/Special Instruction
      O可选(Optional)
      Repeat 20

      To transmit information in a free-form format, if necessary, for comment or special instruction

  • VARLoop1Credit File Variation LOOPO可选(Optional)Repeat 25
    VARNTEIN1IN2DMGN10NX1Loop2N1Loop4SCMLoop1
    • VAR
      Credit File Variation
      M必须(Mandatory)
      Repeat 1

      To identify variations discovered in credit items or tradelines

    • NTE
      Note/Special Instruction
      O可选(Optional)
      Repeat 50

      To transmit information in a free-form format, if necessary, for comment or special instruction

    • IN1
      Individual Identification
      O可选(Optional)
      Repeat 1

      To provide identification of an individual or entity

    • IN2
      Individual Name Structure Components
      O可选(Optional)
      Repeat 10

      To sequence individual name components for maximum specificity

    • DMG
      Demographic Information
      O可选(Optional)
      Repeat 1

      To supply demographic information

    • N10
      Quantity and Description
      O可选(Optional)
      Repeat 1

      To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value

    • NX1Loop2Property or Entity Identification LOOPO可选(Optional)Repeat 10
      NX1NX2
      • NX1
        Property or Entity Identification
        M必须(Mandatory)
        Repeat 1

        To define the attributes of a property or an entity

      • NX2
        Location ID Component
        O可选(Optional)
        Repeat 10

        To define types and values of a geographic location

    • N1Loop4Name LOOPO可选(Optional)Repeat > 1
      N1N2N3N4REFPEREMSDTP
      • N1
        Name
        M必须(Mandatory)
        Repeat 1

        To identify a party by type of organization, name, and code

      • N2
        Additional Name Information
        O可选(Optional)
        Repeat 2

        To specify additional names or those longer than 35 characters in length

      • N3
        Address Information
        O可选(Optional)
        Repeat 2

        To specify the location of the named party

      • N4
        Geographic Location
        O可选(Optional)
        Repeat 1

        To specify the geographic place of the named party

      • REF
        Reference Identification
        O可选(Optional)
        Repeat 1

        To specify identifying information

      • PER
        Administrative Communications Contact
        O可选(Optional)
        Repeat 2

        To identify a person or office to whom administrative communications should be directed

      • EMS
        Employment Position
        O可选(Optional)
        Repeat 1

        To describe employment position

      • DTP
        Date or Time or Period
        O可选(Optional)
        Repeat 2

        To specify any or all of a date, a time, or a time period

    • SCMLoop1Credit Score Model LOOPO可选(Optional)Repeat 3
      SCMSCS
      • SCM
        Credit Score Model
        M必须(Mandatory)
        Repeat 1

        To define the credit score model used and the related score

      • SCS
        Credit Score
        O可选(Optional)
        Repeat 5

        To identify evaluation factors used in determining an applicant's credit score

  • LSLoop1Loop Header LOOPO可选(Optional)Repeat 1
    LSNTELoop1LE
    • LS
      Loop Header
      M必须(Mandatory)
      Repeat 1

      To indicate that the next segment begins a loop

    • NTELoop1Note/Special Instruction LOOPO可选(Optional)Repeat 20
      NTETBIMSG
      • NTE
        Note/Special Instruction
        M必须(Mandatory)
        Repeat 1

        To transmit information in a free-form format, if necessary, for comment or special instruction

      • TBI
        Trade Line Bureau Identifier
        O可选(Optional)
        Repeat 5

        To identify the credit repository and the associated credit files or hit levels for a particular item

      • MSG
        Message Text
        O可选(Optional)
        Repeat > 1

        To provide a free-form format that allows the transmission of text information

    • LE
      Loop Trailer
      M必须(Mandatory)
      Repeat 1

      To indicate that the loop immediately preceding this segment is complete

  • LSLoop2Loop Header LOOPO可选(Optional)Repeat 1
    LSREFLoop1LE
    • LS
      Loop Header
      M必须(Mandatory)
      Repeat 1

      To indicate that the next segment begins a loop

    • REFLoop1Reference Identification LOOPO可选(Optional)Repeat > 1
      REFG32NTE
      • REF
        Reference Identification
        M必须(Mandatory)
        Repeat 1

        To specify identifying information

      • G32
        Survey Question Response
        M必须(Mandatory)
        Repeat > 1

        To provide information in response to ad hoc survey questions

      • NTE
        Note/Special Instruction
        O可选(Optional)
        Repeat 1

        To transmit information in a free-form format, if necessary, for comment or special instruction

    • LE
      Loop Trailer
      M必须(Mandatory)
      Repeat 1

      To indicate that the loop immediately preceding this segment is complete

  • SE
    Transaction Set Trailer
    M必须(Mandatory)
    Repeat 1

    To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)

Segment
X12 EDI Release 00401
To indicate the start of a transaction set and to assign a control number
Elements
  • ST01143Transaction Set Identifier Code
    ID
    M必须(Mandatory)
    Min 3 / Max 3

    Code uniquely identifying a Transaction Set

    Codes (320)
  • ST02329Transaction Set Control Number
    AN
    M必须(Mandatory)
    Min 4 / Max 9

    Identifying control number that must be unique within the transaction set functional group assigned by the originator for a transaction set

  • ST031705Implementation Convention Preference
    AN
    O可选(Optional)
    Min 1 / Max 9